An Online Consumer Lending Division of SunTrust BankWelcome to LightStream! We are a national online consumer lending division of SunTrust Bank, the flagship subsidiary of SunTrust Banks Inc., one of the nation’s leading financial services companies.
We believe that consumers who have established good credit have earned the right to a simple loan process and excellent rates.
LightStream delivers a revolutionary loan experience that allows customers to focus on their purchase, rather than on their financing. With our innovative lending products and proprietary technology, consumers with strong credit profiles can receive highly competitive, fixed rate financing via an easy, fast and entirely paperless loan process. From the convenience and comfort of their computer or mobile device, customers can apply, be approved, sign their loan agreement and receive their funds, as soon as the same day of their application.†
· Rates start at 3.99% (Max APR is 24.99%)*
· Up to $150,000*
· No Equity Required
· Minimum Term: 3 Years | Maximum Term: 15 Years
· Any Home Project Can be Included
· All 50 States*
· No Prepayment Penalty
· No Deposit or Down Payment Required
· Tax Deductible Loans Available*
· Money Funded to Consumer
· Loan application will not impact credit score
· Monthly payments on a 10-year $10,000 Loan based on an interest rate of 7.50% APR would be $118.73 per month.